8 Fundamental Steps To Take After A Collision
ShareEvery car owner needs to know how to approach a collision appropriately. That is vital in ensuring safety is optimized, and the entire process that follows is smooth and seamless. If you have been involved in an accident or just want to prepare for eventualities, keep reading to discover the best response strategy.
A collision can mar your thinking process and lead to erratic decisions. To be safer, follow these steps:
1. Check if there are any injured parties
Your well-being, and that of other drivers and passengers, is a top priority. That is why you should first confirm whether the collision has caused any injuries that demand urgent medical attention. If that is the case, call medical help immediately.
2. Find a safe spot for you and your car
If you are uninjured, maneuver your vehicle away from traffic and into a safe spot. Note that you should only do that if your car is still in drivable condition or if it's impeding traffic and causing a safety concern. Before getting out of your car on a busy highway, ensure you are in no danger.
3. Dial 911
Always call the police when a minor or significant accident occurs because some states mandate it. Plus, you will need to forward the collision report compiled by the police officers to your insurance company.
4. Exchange contact info with other involved parties
Exchanging contact details with other drivers is essential for follow-up after a collision. You can collect the other driver's full name, phone number, and address, as well as the license plate number, make, color, and model of the other automobile.
5. Document everything
To help your case, you will need to record the identities of the police officers that respond to the scene and request a copy of the collision report. Then, take clear photos of the scene and the vehicles involved from different angles.
6. Refrain from pointing fingers or arguing
Don't try to justify your actions or blame the other parties before the police or your insurance company arrives. Just stay inside your vehicle, avoid heated interactions, and contact the relevant authorities for intervention.
7. Reach out to your insurance provider
Settling for cash compensation may seem ideal at some point, but it's inadvisable. Once you take such a deal, be prepared to be held accountable for any damages caused by the collision. Otherwise, let your insurer take over after a collision happens.
8. Contact a reputable auto repair shop
Finally, once the entire process is complete, all that is left is finding a good auto body shop for repairs. Your insurance provider may suggest a few suitable repair services, but you are mostly free to pick services from experts that you prefer.